State-by-State Resources

Connecticut

Governor Lamont has signed an executive order directing all non-essential businesses and not-for-profit entities in Connecticut to prohibit all in-person functions, effective Monday, March 23, 2020 at 8:00 p.m. During this time, he is encouraging all businesses to employ, to the maximum extent possible, any telecommuting or work-from-home procedures that they can safely implement.

Governor Lamont announced that small businesses and nonprofit organizations in Connecticut that have been negatively impacted by the global COVID-19 outbreak are now eligible for disaster relief loans of up to $2 million from the U.S. Small Business Administration.
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On Sunday, the governor submitted a request to the federal agency for expedited approval of the disaster relief to immediately provide aid to businesses in Connecticut. Over the past several days, the Connecticut Department of Economic and Community Development (DECD) has been working diligently to survey companies statewide to assess the impact of COVID-19 on the small business community and the local economy.
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Small businesses can learn more about the program and apply for financial assistance at www.sba.gov/disaster or call the SBA at 1-800-659-2955. Small businesses with questions about this SBA loan program or other assistance provided at the state-level can call 860-500-2333 to speak directly with a DECD representative. Businesses can also stay informed on news and guidance related to COVID-19 and its impact on Connecticut by visiting the state’s dedicated coronavirus website at ct.gov/coronavirus.
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Click here for Connecticut’s COVID-19 Unemployment Benefits & Eligibility .
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Maine

As of March 25, 2020 (and until April 8, 2020 — unless rescinded, amended, or renewed), all nonessential businesses and operations must cease activities that are public facing and thereby allow customer, vendor, or other in-person contact; or are at sites that require more than 10 workers to convene in a space where social distancing is not possible. Such permitted activities include taking orders by phone, email, or other remote means and preparing such orders by delivery. Click here to read the full executive order by Governor Mills.
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Late last week, the SBA announced it would make economic injury disaster loans available to small businesses through the upon the request of a state’s governor. In a letter to the SBA, Governor Mills certified that Maine’s small businesses have been impacted by COVID-19 and are eligible for the SBA loans. With the Governor’s letter, Maine is one of the first states to be approved for the SBA loans. According to the SBA, the loans offer up to $2 million in assistance for small businesses and may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact.
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Maine small businesses can now access and apply for Economic Impact Disaster Loans at www.sba.gov/disaster. The SBA toll-free line has been established to answer questions at 1-800-659-2955. Furthermore, in collaboration with the Department of Economic and Community Development, the SBA and its Resource Partners: U.S. Small Business Administration, SCORE and Women Business Centers will be providing workshops to answer questions and to help small businesses with the loan application process.
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Governor Mills has also directed the Maine Department of Economic and Community Development to examine additional ways that the State can support Maine’s small businesses, including working with the Finance Authority of Maine and other potential lending partners.
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Massachusetts

Governor Charlie Baker issued an emergency order requiring all businesses and organizations that do not provide “COVID-19 Essential Services” to close their physical workplaces and facilities to workers, customers and the public as of Tuesday, March 24th at noon until Tuesday, April 7th at noon. These businesses are encouraged to continue operations remotely. Click here to request an essential service designation.
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Governor Baker has announced a $10 million Small Business Recovery Loan Fund, administered by Massachusetts Growth Capital Corporation (MGCC), to provide emergency capital up to $75,000 to Massachusetts-based businesses impacted by COVID-19 with under 50 full- and part-time employees, including nonprofits.
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Who Qualifies: Open to Massachusetts-based businesses impacted by COVID-19 with under 50 full- and part-time employees, including nonprofits (negative impact must be verifiable).
Terms and Conditions: This fund is being offered with no payments due for the first 6 months, then 30-months of principal and interest payments and no prepayment penalties.
Businesses can apply for loans up to $75,000.
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How to Apply: Please complete the application found on MGCC’s website, EmpoweringSmallBusiness.org. Completed applications can be sent via email to mgcc@massgcc.com with the subject line “2020 Small Business Recovery Loan Fund”.

Unemployment requirements have changed in the state of Massachusetts since COVID-19. Click here for Mass.gov’s Employee Unemployment FAQ: COVID-19.

New HampshireP

Governor Sununu has signed an executive order stating that all businesses and other organizations that do not provide essential services shall close their physical work spaces to workers, customers, and the public and cease all in person operations as of 11:59 PM on March 27, 2020 and shall not re-open or resume in-person operations before 12:01 AM on May 4, 2020. Residents may leave home for purposes of employment where an individual is working remotely. Per Exhibit A of this executive order, businesses and organizations, essential or not, are encouraged to continue their operations through a remote means (ie., telework) that will not require employees, customers, or the public to report to the company or organization’s physical facility.
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If you believe your business is essential or provides essential services/functions, you may request designation from the state. Requests should be submitted to essential@nheconomy.com with basic contact information and a brief justification.
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Click here for New Hampshire’s announcement Regarding State Unemployment Benefits during COVID-19. Individuals will need to file for each week of temporary unemployment and all of this can and should be done online at www.nhes.nh.gov.
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Rhode Island

Per the executive order signed by Governor Raimondo, retail businesses may remain open if they can comply with the specific social distancing and sanitation guidelines within.

For questions on temporary disability insurance (TDI), unemployment insurance (UI), and other benefits, please review the COVID-19 Workplace Fact Sheet. Requests for assistance can also be made by emailing dlt.covid19@dlt.ri.gov or calling (401) 462-2020.
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If your business has been affected by the COVID-19 pandemic, please fill out the Estimated Disaster Economic Injury Worksheet for Businesses. Accurate responses to the survey will assist in evaluating a request for an economic injury disaster declaration from the U.S. Small Business Administration.
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If your business has questions regarding SBA loans and access to capital, please call our Small Business Hotline during business hours at (401) 521-HELP or e-mail info@commerceri.com.
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Click here for Rhode Island’s COVID-19 Workplace Fact Sheet.
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Vermont

Effective Wednesday, March 25, 2020 at 5 p.m., subject to closures and limitations provided in prior orders, all businesses and not-for-profit entities in the state shall suspend in-person business operations. These businesses and not-for profit entities are encouraged to develop business strategies, procedures and practices such as using an on-line presence, telephone and web-based service delivery and phone or online orders for curb-side pick-up and delivery. If sales can be completed by just the sole proprietor via mail, phone, or online those transactions would be allowed.
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The Coronavirus Preparedness and Response Supplemental Appropriations Act recently passed by Congress expanded the Small Business Act’s definition of a disaster to include Coronavirus (COVID-19). As a result, the SBA will be able to provide Economic Injury Disaster Loans (EIDLs) under a Governor’s Certification Disaster Declaration. In order for the SBA to consider an EIDL declaration, the Governor must demonstrate that at least five small businesses in a disaster area have suffered substantial economic injury as a result of the disaster.
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The Agency is working to identify businesses that meet the Small Business Administration’s threshold for SBA disaster loan assistance. Businesses are asked to complete an assessment form (available on the ACCD website.) and return it to commerce.covid19@vermont.gov as soon as possible to help us advocate for eligibility. Our goal is to gain information in each of the 14 counties across the state.

Businesses in the 10 counties in Vermont already declared may immediately apply for assistance.

ACCD and the Department of Labor are working to keep you updated whenever new information becomes available. We encourage you to sign-up for our Business and Economic Response to COVID-19 Newsletter.
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